Versatile Building Insurance policy is a high quality policy thats covers the costs of restoring damage caused to the insured building and agreed accommodation expenses,until the property is restored to normal living conditions,up to the cost of £300,000.

• Covers properties with up to 6 bedrooms.
• Covers loss or theft of keys
• Covers loss or damage to plants,shrubs and tress in the garden,up to £2,000
• Your cover is unaffected if you leave your home unoccupied for up to 60 days
  
• Covers the cost of alternative accommodation in the event that your house is Unfit to live in..

Versatile Contents Insurance policy is a high quality policy that covers the costs of loss or damage caused by a wide range of events fire,smoke amage,malicious damage,storms,floods,subsidence,theft ,escape of water and vandalism up to the cost of £50,000.

• Covers theft of contents from your outbuildings up to £2,500.
• Covers business equipment if you or your family work from home
• Covers cost of replacing food in your freezer that has been spoilt by an accidental change in temperature in your freezer
• Replacement items are settled on a new for old basis
• Your cover is unaafected if you leave your home unoccupied for up to 60 days.